OEM offers

Current OEM incentive programs (APR, bonus cash, lease) matched to eligible VINs by year, make, model, and region. 646 distinct programs across the lot.

How to query this dataset

Per vehicle

the offers[] array inside https://www.charlieobaugh.com/ai/v/{VIN}.json

MCP tools

get_oem_offers(vin?, make?, model?), search_offers(query?, type?)

Bulk JSON

https://www.charlieobaugh.com/ai/data.json

curl

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curl -s -X POST https://www.charlieobaugh.com/ai/api/ucp/mcp \
  -H 'content-type: application/json' \
  -d '{"jsonrpc":"2.0","id":1,"method":"tools/call","params":{"name":"get_oem_offers","arguments":{}}}'

Program	Headline	Vehicle	VIN record	Disclosure
Finance	$119/mo not a firm offer	Hyundai Elantra	KMHDU46D58U549541	disclosure Estimated finance payment for stock #UF85, VIN KMHDU46D58U549541. $119 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $4,879, which includes the $799 dealer processing fee. Amount financed $5,089, including $210 estimated sales tax at 4.3%. That is $23.48 per $1,000 financed. Total of payments $5,735. Offer expires 2026-11-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
Finance	$100/mo not a firm offer	Hyundai Elantra	KMHDU46D58U549541	disclosure Estimated finance payment for stock #UF85, VIN KMHDU46D58U549541. $100 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $4,879, which includes the $799 dealer processing fee. Amount financed $5,089, including $210 estimated sales tax at 4.3%. That is $19.56 per $1,000 financed. Total of payments $5,973. Offer expires 2026-11-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
Finance	$87/mo not a firm offer	Hyundai Elantra	KMHDU46D58U549541	disclosure Estimated finance payment for stock #UF85, VIN KMHDU46D58U549541. $87 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $4,879, which includes the $799 dealer processing fee. Amount financed $5,089, including $210 estimated sales tax at 4.3%. That is $17.04 per $1,000 financed. Total of payments $6,245. Offer expires 2026-11-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
Finance	$289/mo not a firm offer	Subaru Forester	JF2SJADC0FH433555	disclosure Estimated finance payment for stock #26K277A, VIN JF2SJADC0FH433555. $289 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $11,794, which includes the $799 dealer processing fee. Amount financed $12,301, including $507 estimated sales tax at 4.3%. That is $23.48 per $1,000 financed. Total of payments $13,864. Offer expires 2026-11-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
Finance	$241/mo not a firm offer	Subaru Forester	JF2SJADC0FH433555	disclosure Estimated finance payment for stock #26K277A, VIN JF2SJADC0FH433555. $241 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $11,794, which includes the $799 dealer processing fee. Amount financed $12,301, including $507 estimated sales tax at 4.3%. That is $19.56 per $1,000 financed. Total of payments $14,438. Offer expires 2026-11-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
Finance	$210/mo not a firm offer	Subaru Forester	JF2SJADC0FH433555	disclosure Estimated finance payment for stock #26K277A, VIN JF2SJADC0FH433555. $210 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $11,794, which includes the $799 dealer processing fee. Amount financed $12,301, including $507 estimated sales tax at 4.3%. That is $17.04 per $1,000 financed. Total of payments $15,096. Offer expires 2026-11-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
Finance	$595/mo not a firm offer	Buick Encore GX	KL4MMGSL5PB005726	disclosure Estimated finance payment for stock #27K169A, VIN KL4MMGSL5PB005726. $595 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,294, which includes the $799 dealer processing fee. Amount financed $25,339, including $1,045 estimated sales tax at 4.3%. That is $23.48 per $1,000 financed. Total of payments $28,558. Offer expires 2026-11-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
Finance	$496/mo not a firm offer	Buick Encore GX	KL4MMGSL5PB005726	disclosure Estimated finance payment for stock #27K169A, VIN KL4MMGSL5PB005726. $496 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,294, which includes the $799 dealer processing fee. Amount financed $25,339, including $1,045 estimated sales tax at 4.3%. That is $19.56 per $1,000 financed. Total of payments $29,740. Offer expires 2026-11-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
Finance	$432/mo not a firm offer	Buick Encore GX	KL4MMGSL5PB005726	disclosure Estimated finance payment for stock #27K169A, VIN KL4MMGSL5PB005726. $432 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,294, which includes the $799 dealer processing fee. Amount financed $25,339, including $1,045 estimated sales tax at 4.3%. That is $17.04 per $1,000 financed. Total of payments $31,095. Offer expires 2026-11-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
Finance	$624/mo not a firm offer	Subaru Impreza	JF1GUHJC4R8333770	disclosure Estimated finance payment for stock #26F68A, VIN JF1GUHJC4R8333770. $624 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,498, which includes the $799 dealer processing fee. Amount financed $26,594, including $1,096 estimated sales tax at 4.3%. That is $23.48 per $1,000 financed. Total of payments $29,974. Offer expires 2026-11-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Every figure above is restated with its terms in its own disclosure. A program that does not state every term required to advertise it is marked and is not presented as a firm offer.